What Super Bowl 49 Should Teach You About Money

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If you didn’t know, I’m a Seattle native. I’ve lived in the area my whole life. And let’s be honest, sports have mostly sucked around here.

We had the great Mariners run of ’95. I think the Sonics won some junk before I was born. And the Seahawks lost a Super Bowl a while back.

But the last 2 years have been a bit crazy.

The Seahawks have finally got this town going again and have put us back on nation’s map as a sports town.

Sure, most people hate us because we’re arrogant or something, but it’s been a fun run to be in back to back Super Bowls.

But man that last play hurt!


Watching the interception over and over can be downright depressing. Can you imagine throwing that ball? UGH!

Have You Ever Done That?

Have you ever come SOOOO close to something awesome to have it fall apart right in front of you? Have you put your heart and soul into something only to have it completely fail? Have you ever put your blood, sweat and tears into a goal only to miss it by “that much”?

I’m sure most of us can recall a moment when everything seemed to completely crumble around us. When all your hard work seemed like wasted effort, and failure was the only thing left.

If you’ve ever been there….good.

What Super Bowl 49 Should Teach You About Money

Now that we’re all thoroughly depressed thinking about our worst failures, let’s take a look at Super Bowl 49 and connect the dots to show what we can learn about our money.

  1. Getting To The Super Bowl Took Long-Term Discipline. Whether or not the worst play call in football history was made in the final seconds of Super Bowl 49, it doesn’t take away from the fact that both teams worked incredibly hard for months and months to get there. They both developed a plan, executed that plan well, made adjustments throughout the season and found a way to succeed week in and week out to get there.

This is exactly how you should look at your finances. Money comes in, money goes out. That money should be connected with a well-thought-out plan (AKA a BUDGET) which should be executed week in and week out. As you work through life’s ups and downs, you should make adjustments to your game plan to continue your successful journey.

  1. Each Team Had To Study Their Opponent. The Seahawks had 2 weeks to study one of (if no THE) best quarterbacks of all time. They studied him from every angle, all his receivers and offensive weapons, and studied their defense as well to build a game plan that could help them win. The Patriots did the exact same, and ended up besting their opponent.

Now here’s a fun question; What is the biggest opponent of your money? …. That’s right, it’s YOU! Your poor habits, “need to have” spending, or lack of planning (or one of a million other reasons) is what is holding you back from achieving your financial goals. All the money passes through YOUR hands. Well, just do what the Super Bowl caliber teams do! You need to understand what makes you tick, what motivates you. You also need to understand and destroy your financial temptations. You need to know all the places you are prone to fail with money and build your game plan around putting yourself in the best situation to succeed.

  1. Having A Fan Base Can Actually Help You Win. Both teams in Super Bowl 49 had very dedicated (and LOUD) fan bases. I mean, they flew out to Arizona and paid $8,000+ a ticket to watch a game and cheer for their team. The Seahawks are known for having the loudest stadium in football, and the Patriots have great fans as well. Both teams would absolutely tell you that they get motivation and energy from a cheering crowd. And Seattle has even credited a lot of their home field advantage to their rowdy fan base.

When you set goals and build a game plan for your money, it can be hard to stay motivated. Having a cheerleader in your corner can really help you stick to the plan and continue to strive toward the goal. Whether it’s a friend, spouse, family or some kind of online forum (MMM Forums are a great place to check out for that), putting yourself out there for other people to cheer on (or give a swift kick in the rear when needed) is one of the best ways to hit those financial goals.

  1. You Need To Visualize The Win. If you sat down with Russell Wilson (you know, before that fateful throw), he would tell you that he visualizes connecting every pass, winning every matchup on every play, and that he visualizes the win. Some call this creative visualization, and it’s used extensively in sports and other big stage events. It’s effective in building positive momentum toward a goal, especially one as big as a Super Bowl win.

When you build a game plan for your money, there has to be a reason. There has to be a “why” behind that plan, otherwise why would you even care to stick to the plan? That’s why you set goals and clearly spell out the “WHY” for your game plan. And when you do, it helps to really visualize what achieving that goal would look lie, feel like, even smell like! Especially with big goals such as Mortgage Payoff or Retirement, you need to imagine life after achieving those to help keep you focused for the long term play.

And Sometimes, You Need To Lose

I’ve talked about failure as an asset before, and I still think it holds true. As much as it hurts to lose something you’ve worked so very hard for, it should ABSOLUTELY NOT stop you from striving for bigger and better things in the future.

Failure is reality. It will happen. And it’s not about when or how, but about how will YOU respond when it does happen?

The Seahawks will be mocked for a while about losing this Super Bowl. Heck, they might even fire the Offensive Coordinator because of one bad play call. But come 6 months from now, I can guarantee you they won’t be moping around talking about the “what ifs” and the “if we only” situations. No, they’ll do what every losing Super Bowl team does and build a game plan to help them succeed the next year, one week at a time. They’ll use the motivation of failure to propel them forward in a hopefully successful follow up season.

And what will you do when your hard work dissolves right in front of you? When there’s a big financial breakdown, or you give into temptation and waste a LOT of money you worked so hard for, what will be your plan of action?

I hope you won’t get depressed and throw in the towel.


I hope you realize that setbacks are just course corrections in the long run, and that you are in this to win. You are in this to build long term financial stability. You are in this to build long term wealth. You are in this to build a legacy.

So the next time you throw a financial interception, know that it’s just the beginning of a new plan, a new chapter, a new opportunity to kick some financial butt going forward!

Oh, and don’t forget to just hand it to BEAST MODE next time!

Jacob Wade

Jacob Wade

Jacob Wade has been a nationally-recognized personal finance expert for the past decade. He has written professionally for The Balance, The Spruce, LendingTree, Investing Answers, and other widely-followed sites. 
He’s also been a featured expert on CBS News, MSN Money, Forbes, Nasdaq, Yahoo! Finance, Go Banking Rates, and AOL Finance.

In 2018, Jacob quit his job and his family decided to sell everything (including their home) to take off on an adventure. They traveled the country in an RV for nearly 3 years, visiting over 38 states, 20+ national parks and eventually settling in the sunshine state!

12 thoughts on “What Super Bowl 49 Should Teach You About Money”

  1. Thanks for sharing this article. This is the most effective way to know and learn more on What Super Bowl 49 Should Teach You about Money. Read and understand the article and you will get a brilliant idea. I will definitely share this to my friends.

  2. To me the big takeaway from that final play was that Pete Carroll admitted afterward they weren’t prepared with the personnel they had on the field and were basically wasting a play there to get to 3rd and 4th down. Wasting a play…with a championship on the line. Not only could we draw money lessons from that but it’s a huge life lesson. Never waste a play. We are never guaranteed that something better might come down the road.

  3. I love the idea of “having a fan base”. I find this is one of the hardest things with saving money to retire early… people don’t like talking about money, and people really don’t seem to like hearing how much money we save. One of my biggest goals is to convince my Dad (a conservative engineer-type) that my husband and I aren’t crazy with our financial plans. So right now, our biggest fan base is with people we meet online through blogging, as opposed to in ‘real’ life…

    • It really is tough as you start doing something that is countercultural, especially when it comes to money. I think being excited about your financial wins and encouraging others is a start, but to keep you motivated, joining an online community (like MMM forums) and reading messages from others who are changing their lives can help keep the motivation there.

  4. Great point about ourselves being our biggest opponent. Many think it’s the credit card or something along those lines. But at the end of the day, you are the one in control of that credit card. It doesn’t just magically buy something for you. YOU choose to make the purchase. You need to learn and understand your weaknesses and work out a plan to overcome them best you can.

    For me, I now take snacks with me when running errands. Before I’d get hungry and blow money of fast food. I also make sure i eat before going grocery shopping. I’ve bought a ton of junk grocery shopping all because I was hungry and couldn’t resist the temptation of the frozen pizza!

    The more you learn about your weaknesses, the more in control you will be and less frivolous spending you will make. You’d be surprised at how quickly this frivolous spending adds up!


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