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- Second Stimulus Check approved, but only half the money. More details on the second stimulus checks here.
- Unemployment benefits extra $300 per week through March 2021!
- Federal Student Loan payments, interest, penalties suspended until January 2021! See Student Loan Relief section below for details.
- Home Foreclosures and Rental Evictions moratorium extended.
See who qualifies in Mortgage / Rent Relief section
Last updated – 12/21/2020 at 12pm EST
Stimulus Checks For Taxpayers
Update 12/21/20: It took forever, but we finally made it. Second Stimulus Checks are going out, but at only half the previous amount.
Second Stimulus Check Details
- $600 for individuals making under $75k
- $1,200 for married couples making under $150k
- $600 per qualifying child
See current details in my Second Stimulus Check article.
Update – Many Americans expecting a direct deposit did NOT receive it. Using the newly launched Get My Payment app from the IRS, many people reported seeing the wrong bank account info.
The IRS created a large FAQ page to address many concerns, but are not commenting on the “glitches” causing many to wait for their payment. For people who did NOT get paid due to incorrect bank info, the IRS says is will mail a check to their address.
First Stimulus Payment Summary:
Taxpayers earning up to $75,000 ($150,000 for married couples) per year would receive a $1,200 stimulus check, and payments go LOWER for those earning $76,000 – $99,000 ($151 – $198k for married couples) per year.
There is a new provision to also include Head of Household filers with income under $112,500 to receive a full check as well.
It also provides $500 per qualifying child (16 years old and under).
The latest copy of the bill can be found HERE.
WHAT DOES THIS MEAN FOR YOU?
If you are under the income limits on your 2018 tax return ($75k – $99k), you would receive a payment.
Head of Household filers under $112,500 would also receive a full payment.
You would also receive $500 per qualifying child.
If you earn $99,000 ($198,000 for married filing joint) or more, you would NOT receive a stimulus payment.
Head of Household filers earning over $136,500 would NOT receive a $1,200 stimulus payment, but would receive the $500 per qualifying child.
Complete details on my 2020 Stimulus Check article.
Stash your cash and earn some interest! CIT Bank has an industry-leading 1.60% interest rate in their Money Market account. Open an account with as little as $100!
Band & Credit Card Assistance
Amid the COVID-19 outbreak, the FDIC has released guidance to banks and financial institutions on how to handle daily business.
Several banks have released statements to customers, letting them know they can call directly if they need help.
For more details, The Wirecutter has an decent updated list of banks that have corresponded with them directly on what relief options they are providing for their customers entails.
Credit card companies are starting to jump on the effort as well.
Many cards are letting customers skip their March payment, and waiving all interest for the month. Apple, American Express and CapitalOne agreed to this, and many others are jumping on board.
WHAT DOES THIS MEAN FOR YOU?
Banks & Credit Card companies will help you get familiar with the digital options of banking with them as they close down physical locations.
Some credit card companies are extending widespread relief from things like credit card interest and even skipping March payments.
Let’s hope this continues to more and more institutions.
If you do need help, at the urging of the FDIC, banks and financial institutions may be more lenient during this time, and allow things like delayed payments, interest forgiveness, Forbearance (pausing monthly payments) and Credit Line increases.
If you are financially affected by COVID-19, I encourage you to call your banks and credit card companies directly to see what your options are.
MORE CREDIT CARD RELIEF OPTIONS
If you want to lower your interest rate (and monthly payment) while paying off credit card debt, consider a 0% interest card to transfer your balance to.
Check out the top balance transfer credit cards, and check out my guide on how use them.
Student Loan Relief
Update 3/27/20: The latest bill provides more relief. Federal Student Loans will NOT charge interest, and will NOT require monthly payments until after September 30th, 2020.
See ALL your options in my complete Student Loan Relief article.
The waiver on interest will apply automatically, and the new bill says you will also receive notice that you DO NOT need to make payments on your Federal loans until Sept. 30th either.
During this period, there will be no interest or penalties charged as well.
Note: This does NOT apply to those with Private Student Loans or government (state) loans. And it does NOT apply to school-held PERKINS loans either.
WHAT DOES THIS MEAN FOR YOU?
If you have a Federal Student Loan, this is great news, no interest, and you can delay payments until Sept. 30th, 2020.
If you are working toward Student Loan Forgiveness, if you pause your payments, those months STILL count toward your qualifying payments, and will not delay your forgiveness date.
If you are financially impacted by COVID-19 and are struggling to make your regular payments, this may help give you some much-needed financial relief.
Forbearance will be applied automatically to qualified loans. You should see NO payment due in your online service portal once it is in effect. I recommend using this extra cash to pile up in your Emergency Fund.
If you anticipate needing student loan relief LONGER than this, please talk to your service provider about Income Driven Repayment plans (IDR).
WHAT IF I HAVE PRIVATE STUDENT LOANS?
Unfortunately, your private loans do NOT qualify for this program.
But refinancing might be a good option to lower your interest rate and payments, especially since interest rates a VERY LOW right now.
If you are considering refinancing to lower your interest rate (and monthly payment), I personally recommend checking out Credible. They compare ALL the top lenders for the best rates. It takes about 2 minutes and requires no credit check.
If you have Private Student Loans, you may not qualify for relief, but a ReFi could help! See Latest ReFi Rates On Credible.com
Mortgage / Rent Relief
The CARES bill now halts evictions and foreclosures on Federally- backed mortgages for those impacted by the COVID-19 Emergency.
Read ALL the details on Mortgage & Rent Relief in my complete guide
This moratorium on evictions and foreclosures helps both renters and landlords. Renters can stay in the home, and landlords don’t have to worry about missing the mortgage payments if they can’t afford them right now.
Mortgage forbearance must be requested, goes in to effect on Friday, 3/27/20, and will last for up to 180 days from approval. And you can extend for an additional 180 days if needed.
Also, for those same loans, there is a pause on Foreclosures between March 18th, and May 17th (60 days). So your lender cannot foreclose on your during this period.
For renters, evictions on federally-backed rental mortgages are paused for 120 days (starting March 27th). So, until September 23rd, 2020, rental properties with qualifying loans CANNOT evict, or charge extra fees for non-payment to their renters.
As always, renters, please contact your landlord, and landlords, please communicate clearly with your renters. This will help cause less heartache during this financial hardship.
WHAT DOES THIS MEAN FOR YOU?
You will NOT get kicked out of your home. Mortgage forbearance, foreclosures, and evictions are on hold in most circumstances.
To start mortgage forbearance, call your loan servicer and ask for “Elective Forbearance due to COVID-19.” You can elect up to 180 days ( I would), and you can stop forbearance at any time during that 180 days.
The pause on foreclosures allows you to stay in your home for an extra 60 days.
The pause on evictions is for up to 120-days, and will help you stay in your home as well.
If you are financially affected by COVID-19 and cannot make your mortgage payment, I encourage you to reach out to your mortgage servicer directly to find out what your options are. And Landlords and Renters need to work together on the best options right now.
For all the details, check out my complete COVID-19 Mortgage & Rent Relief Guide
School Lunch programs that offer free lunch to low-income households will continue, as the USDA has reached out to individual states to make provisions to ensure the school lunch programs stay active during the outbreak.
Many schools offering a “drive-up” style serving of lunch during school lunch hours.
In the epicenter of the outbreak in Washington State, Northshore is having bus drivers deliver school lunches as well.
WHAT DOES THIS MEAN FOR YOU?
If you are on a lunch assistance program, you can still get meals. Check with your local school district on how they are handling this.
Also, Ellen Sirull from “Mom & Work” is keeping a running list of where to get FREE meals for kids with schools closed. It’s a state-by-state breakdown list of how different schools are handling it.
Paid Sick Leave
If you find yourself out of work without access to paid sick leave, there is help.
For complete details on paid sick leave options, check out my full report HERE
There is a new bill that was created.
The Families First Coronavirus Response Act passed on Wednesday 3/18/20. Here are some of the details:
Emergency Paid Sick Leave Act
- If you are diagnosed with COVID19, quarantined or cannot work due to school closures, you may qualify for sick pay
- This is for employees of companies with less than 500 employees
- Most workers can get up to 2-weeks of sick pay at their normal pay rate ($511/day max)
- If you have kids with school closures and you are unable to work, you can get an additional 10-weeks of sick pay at a 66% pay rate ($200/day max)
WHAT DOES THIS MEAN FOR YOU?
If you are sick or quarantined, you can get two weeks’ worth of pay at your regular rate (Update 3/17/20: up to $511/day)
If a family member gets sick (or schools close), and are forced into quarantine or to take time away from work, you will get paid for up to two weeks of sick leave. This is a 66% paycheck, not the typical full amount, so adjust your budget accordingly. (Update 3/17/20: up to $200/day)
This means 2 weeks of NO MISSED PAYCHECKS to help during this crisis. (unless self-employed)
If you are out of work due to school closures for your children longer than the 2 weeks, the EFMLEA kicks in, and you can get paid at a 66% rate up to an additional 10 weeks out (Update 3/17/20: up to $200/day).
If you are unsure whether you will qualify for sick pay, please contact your HR department to find out.
Are you protected if you DO get sick? Make sure you consider getting life insurance, and check out our top term life insurance companies to get a free online quote within minutes!
Update 08/09/20: The extra $600/week enhanced unemployment has ended as of July 31. But Trump just signed an Executive Order to give an extra $400/week until December 27th.
Update 5/26/20: The extra $600 per week ends on Jul 31st. But if you haven’t applied for unemployment yet, they will backdate your extra funds. So even if just your hours were cut, it’s worth applying.
Update 3/27/20: The New CARES Bill has passed, giving extra funds for Unemployment.
Update 3/19/20: The Coronavirus Response Act passed, allowing more people to qualify for COVID-19 related unemployment.
For complete details on Unemployment Insurance options, check out my full report HERE
The latest CARES Bill provides more unemployment options for gig-workers, freelancers and self-employed individuals.
It also adds an EXTRA $600 PER WEEK to those who are on unemployment for COVID-19 related reasons (for up to 4 months). These funds should start distributing in April, but it’s been quite the undertaking to get this operationalized. And outdated computer systems in many states are causing further delays!
The new CARES Act also gives an additional 13 weeks of unemployment, on top of the states traditional limit (26 weeks in most states), which means many states are offering up to 39 weeks of unemployment benefits (extension ends Dec. 31, 2020)
Related: Check out which states have updated their unemployment policies using the chart in this post.
According to the Department of Labor, here are the added people who qualify for unemployment:
- An employer temporarily ceases operations due to COVID-19, preventing employees from coming to work
- An individual is quarantined with the expectation of returning to work after the quarantine is over; and
- An individual leaves employment due to a risk of exposure or infection or to care for a family member. In addition, federal law does not require an employee to quit in order to receive benefits due to the impact of COVID-19.
WHAT DOES THIS MEAN FOR YOU?
If any of the 3 scenarios apply to you, you can apply for unemployment.
And in addition to your regular unemployment payments, you will receive an extra $600 per week for up to 4 months. Payment applies to claims retroactive starting March 29, 2020). Program ends July 31, 2020.
Update: Trump extends PUA until December 27th, at a rate of $400/week.
There is also en extensions for ALL states, which in total, could be up to 39 weeks (depending on the state) of unemployment benefits for many workers.
Remember, if you are receiving sick pay or paid family leave (FMLA), you still qualified as “employed”, and should NOT be applying for unemployment benefits until after those are exhausted.
Note: Please contact your local Unemployment Office for more details.
Update 3/20/20: Trump administration announces it will postpone tax payments owed on April 15th for 90 days (for most individuals).
Also just announced, TAX DAY has just been changed from April 15th to July 15th.
The IRS has set up a Special Page to address any updates to tax policy due to the Coronavirus.
Also, your High-Deductible Health Plan will cover the costs of Coronavirus testing and treatment without losing their status as an HDHP plan.
WHAT DOES THIS MEAN FOR YOU?
You now have until July 15th to file your tax return and make your tax payments.
Here’s my advice:
If you are expecting to get a return, still file as soon as possible so you can get that cash in your hands ASAP.
If you expect to owe, wait until July to file and pay so you can hold on to your cash as long as possible.
Remember, some states are still requiring that you file your state return on April 15th. TurboTax (who I am using this year for my taxes) has the updated dates for Federal and State tax returns on their COVID-19 Updates Page
Utilities, Internet and Phones
With the loss income for millions, there are many companies stepping up and offering to DELAY cutting people off for non-payment.
Local utility companies in many counties and states have stopped shutting off utility services for businesses and individuals who cannot pay at this time.
And many telecom companies are doing the same, keeping internet and phone services in place even with missed payments.
WHAT DOES THIS MEAN FOR YOU?
If you are unable to pay your utility bills (electricity, water, gas), or your internet or home phone bills, you may still have service during the outbreak.
Call your utility companies if you are unable to make payment, and discuss your options.
For internet and home telephone services, the FCC has put together a list of telecom companies that are committing to “Keep America Connected“.
This means that they will NOT terminate service during the outbreak, and will NOT change late fees due to non-payment.
Small Business Relief
Update: 4/27/20: New bill passed to add more funding for the PPP and EIDL programs. New applications are now being accepted. See updates on the SBA page.
Update 4/16/20: The SBA has announced that they have RUN OUT OF FUNDING! This means there is no money for any new applications.
The new CARES Act has added over $300 Billion in small business relief, which will help them cover immediate expenses.
This includes things like:
- Payroll expenses
- Paid sick leave
- Mortgage or lease
- Other business obligations that can’t be met due to COVID-19 impact
These funds will be distributed through 2 main programs for business that have been in operation before Feb. 15th, 2020:
Economic Injury Disaster Loan Program
The EIDL program gives small businesses (under 500 employees) emergency funding to help cover the cost of running your business right now (up to $2 Million). The loans are 30-year loans at 3.75% (2.75% for non-profits) and are in place to help cover your business costs if interrupted by the outbreak.
And to help business owners, the first payment on the loan is delayed for 12 months from the date of the promissory note.
Oh, and by the way….this includes sole-proprietor and independent contractors as well!
The EIDL even provides up to $10,000 funded IMMEDIATELY (within 3 days of applying) to cover your expenses, and here’s the thing:
- This first $10,000 is approved based on credit score and your own “self certification” of COVID-19 financial impact to your business. And you will NOT HAVE TO PAY IT BACK if you use it for approved expenses (payroll, mortgage/lease, paid sick leave, etc.).
- And what’s more, they will NOT ask for it back if you end up NOT being approved for additional EIDL funding after they review your application.
- This is like a FREE cash advance for your business that you DO NOT have to pay back, and you get the money REGARDLESS of future decisions on your application.
Funds are limited ($10 Billion nationwide funding), so check out the SBA website to apply today.
Paycheck Protection Program
Most of the money ($350 Billion) is allocated toward the PPP, which is designed to help small businesses (under 500 employees) keep up on their expenses in the longer term, and has more generous terms compared to the EIDL program.
Related: To get the full breakdown on the PPP, check out this detailed article from a multiple-small business owner.
Here are the highlights:
- This program is funded through your local business banking partner. The SBA is working with over 1,800 banks, and adding more daily.
- Gig-workers, freelances and self-employed individuals are eligible.
- Loans are up to the lesser of $10 Million or 2.5 times your monthly payroll (for employee pay up to $100k/yr.). Also covers paid sick leave, healthcare and other employee benefits.
- Loan length up to 10 year, interest rate under 4%
- Part of loan may be forgiven (aka FREE MONEY) if spent on “operating expenses” within first 8 weeks of loan. This includes payroll costs, utilities, rent/lease, and healthcare + other benefits.
- First 6-12 months of payments are deferred
The PPP can be a great option to “keep the lights on” for your business as the COVID-19 outbreak continues to impact our economy.
WHAT DOES THIS MEAN FOR YOU?
If your business has taken a hit (hint: MOST businesses have) due to the outbreak, these two programs help you pay the bills, and retain your key employees.
If you are a sole-proprietor, freelancer or gig-economy worker, I recommend checking out the EIDL for a quick influx of cash that you may NOT have to pay back (up to $10,000 based on what you pay your self monthly).
If you are a small business with employees and contractors, I recommend applying for the PPP, as it gives possibly MORE forgiveness and more flexible terms, possibly direct with your current small business bank.
Disclaimer: I am not your professional adviser. I am just sharing these details for informational purposes. Please consult with your CPA or other licensed professional before making these business decisions.
You can apply for the EIDL here funds have run out! You can apply for the PPP here (or check with your local business bank) funds have run out!
For additional resources for small business financial relief, visit the SBA COVID-19 page
Lots of extra funding for government food assistance programs. According to the Families First Coronavirus Response Act bill summary, here is what is being funded:
WIC. “$500 million to provide access to nutritious foods to low-income pregnant women or mothers with young children who lose their jobs or are laid off due to the COVID-19 emergency.”
“Senior Nutrition Program – Includes $250 million for the Senior Nutrition program in the Administration for Community Living (ACL) to provide approximately 25 million additional home-delivered and pre-packaged meals to low-income seniors who depend on the Senior Nutrition programs in their communities.”
TEFAP. “$400 million to assist local food banks to meet increased demand for low-income Americans during the emergency. Of the total, $300 million is for the purchase of nutritious foods and $100 million is to support the storage and distribution of the foods. “
“In addition – The legislation includes a general provision that allows the Department of Agriculture to approve state plans to provide emergency Electronic Benefit Transfer (EBT) food assistance to households with children who would otherwise receive free or reduced-price meals if not for their schools being closed due to the COVID-19 emergency. In order to be eligible, the child’s school must be closed for no less than 5 consecutive days.”
WHAT DOES THIS MEAN FOR YOU?
There will be financial assistance available through these programs in cases of job loss to ensure you have food or money available for food.
It also means food banks are receiving support to stock up and distribute food as well.
Please contact your local food bank for more information.
Free Medical Testing
There is also a provision in the Families First Coronavirus Reponse Act bill to provide FREE medical testing for the COVID-19 virus.
Here’s what is says in the bill summary:
“Reimbursement for Diagnostic Testing and Services for COVID-19 – in Uninsured Individuals – Includes $1 billion for the National Disaster Medical System to reimburse the costs of COVID19 diagnostic testing and services provided to individuals without health insurance.”
“Coverage of Testing for COVID-19. This section requires private health plans to provide coverage for COVID-19 diagnostic testing, including the cost of a provider, urgent care center and emergency room visits in order to receive testing. Coverage must be provided at no cost to the consumer. “
WHAT DOES THIS MEAN FOR YOU?
Basically, if you have COVID-19 symptoms, and NO insurance, you can get reimbursed for the testing. If you have a policy that did not cover COVID-19 testing, it is now covered under all insurance plans.
Please adhere to the CDC Guidelines on COVID-19 testing, and call your doctor BEFORE going in to get tested.
FINANCIAL HELP FROM THE EXPERTS
I have reached out to a community of today’s best financial minds, and below are some of their TOP resources to help you deal with Financial Hardship.
Money Resource Hubs
BROKE MILLENNIAL’S COVID-19 RELIEF HUB
In an effort to help provide some relief in these stressful times, I’m growing a massive spreadsheet filled with resources for handling the consequences out of COVID-19. It exists on a Google spreadsheet. This is the welcome page so you know what to expect once you click over there.
RON LEIBER & TARA SIEGEL BERNARD
New York Times
Your Money: A Hub for Help During the Coronavirus Crisis
If your income has fallen or been cut off completely, we’re here to help. This guide will connect you to the basic information you’ll need to get through this, including on government benefits, free services and financial strategies.
How To Make Ends Meet For Families In CrisisWith so many families living paycheck to paycheck, a loss of income or unexpected expense can push your finances right over the edge. Here are some strategic tactics to help you make ends meet.
How to Save Money When You’re Struggling to Make Ends Meet
How to live well on a low income.
Dollars Plus Sense7 Things To Do When You Need Help Paying BillsThis is a blog article that gives you 7 tips on what to do if you find yourself behind on your monthly bills.
VICKI COOK & AMY BLACKLOCK
Women Who Money
What Happens If I Get Really Sick Or Hurt While Uninsured?
A resource on getting insurance and other options available in your community.
AMANDA L. GROSSMAN
Frugal Confessions197 Emergency Financial Assistance Resources (Nationwide & By Major City)Financial security is a basic human need, and when you have a family you’re also supporting, not being able to pay your bills after a natural disaster, or being unable to make your rent payment, or any other number of emergencies can quickly bring you to your breaking point.
That’s why I’ve put together these 197 emergency financial resources, categorized by both nationwide resources, and resources specific to the top 10 major cities across the U.S.
She Loves Good Things
What You Need to Know to Save Money During A Financial Hardship
Most of us don’t realize we’ve over-leveraged our income until there’s a financial hardship, at least that’s how it happened to me. Whatever state you’re in you can self-correct and get back on track again.
Sharing what you can do today to start making small changes to bring you back to saving more of the money you make.
9 Options If Your Small Business Can’t Pay Its Bills Due to Coronavirus
Options for small business owners who are struggling to pay their bills due to coronavirus.
Mom & WorkWhere to Get Free Meals for Kids With Schools ClosedSchools closing for two weeks or more around much of the U.S. because of Coronavirus can have a dramatic impact on low-income families struggling to make ends meet.
The good news is that there are many county and city school districts offering free meals for kids who usually rely on their school meals. Here’s a compilation of places where families in need can grab these lunches.
Killing Yourself Over Debt
If you’re feeling suicidal due to possible homelessness, job loss, a mountain of debt that you won’t be able to pay, or for any other reason, please consider the things in this article.
LESLIE TAYNE, ESQ.
The Debt Lawyer BlogHow to Stay Positive During the CoronavirusThrough these challenging times, negative feelings such as panic, fear, isolation, and uncertainty can creep in. However, some simple actions can help us all stay positive during the coronavirus.
JESSICA & COREY
It’s Okay to Panic: How to Prepare for a Disaster
Everyone has been telling us not to panic. The media, elected officials, business leaders, and most people I know on social media have been saying the popular phrase, “Don’t panic.”
What does that even mean? When they say that, what are they actually intending us to not do?
Michelle Is Money Hungry
How to Prepare Financially for the Coronavirus
Podcast sharing some straightforward steps on preparing for the financial aspects of dealing with the Coronavirus.
Rich & Resilient LivingThe ABCs of WealthArticle sharing some straightforward steps on preparing for the financial aspects of dealing with the Coronavirus.
125 Money Saving Tips From Personal Finance Experts
This massive guide shows you 125 ways you could accomplish the goal of saving money.
Speaking of Cents
How my Frugal Habits are helpful During Corona Pandemic
I have gathered my frugal habits to teach you how you can make the best of your resources at the time of emergency like Corona Pandemic
I Like To DabbleDealing With The Coronavirus as a Gig WorkerHow the increasing demand for gig workers during this pandemic puts them on an unlikely front line – the one of convenience.
Includes how they can protect their health and their money as well as find ways to make money online if they become unable to continue their normal gigs such as delivery driving, pickup, pet sitting, etc.
The Ways To Wealth
How To Prepare For A Recession (And Thrive Once It Hits)
Recently updated post covering:
1) Handling the stress.
2) Revisiting your financial plan.
3) Ways to save money in a recession.
4) Recession-proofing your career.
5) How to make more money in a recession.
MATT FRANKEL, CFP
The AscentCoronavirus and Your Finances: Here’s How to ReactThere are some aspects of your personal financial life that aren’t within your control. This post talks about some smart financial decisions you can make during the novel coronavirus outbreak.
Making Sense of CentsHow will Coronavirus impact your finances, student loans, 401k, and travel plans?I have received many emails, messages, and comments from many readers about how to handle everything. While I am definitely not an expert, I do want to help guide people to helpful resources.
More with Less TodayHow to Start and Emergency FundEasy ways to find money in your budget to start an emergency fund.
Get Rich SlowlyHow will the coronavirus affect your personal finances?The coronavirus isn’t just a health-care emergency. It’s a financial emergency too. It’s wreaking havoc on the personal finances of many workers.
Money Smart GuidesThe No Nonsense Guide To Surviving Coronavirus FinanciallyWhen the US economy crashes, it is scary times. But there are simple things you can do to survive a financial crisis. Here are 5 tips to get out alive.
Wallet Wise GuyTrump’s Student Loan Interest Waiver: What You Need to KnowThe coronavirus student loan interest waiver has been widely misunderstood. Here’s who stands to benefit the most and the least from the waiver.
COVID-19 (Coronavirus) and Your Credit Report
This page is a resource for anyone interested in how to manage their credit during this difficult coronavirus season.
Protect Yourself Financially During the Coronavirus Pandemic
How to protect your money during this pandemic.
RILEY ADAMS, CPA
Young and the InvestedWhat to Do When the Stock Market is CrashingThis post walks through my first investing experience during the last recession and the mental process for making decisions under duress. It offers clear advice to pause and think before making any rash, emotionally driven decisions.
How Will the Coronavirus Affect Real Estate Investing?Like all of you, I’m just a citizen of planet earth who is concerned and paying close attention. And I’m sad for the people who are actually directly affected by it. So, I don’t have anything new to offer on the details of the virus itself.
But I have been thinking about how the spread of the Coronavirus will affect real estate investing. And I want to share a few thoughts with you.
GREG & HOLLY JOHNSON
5 Money Moves To Make During The Covid-19 Lockdown
Although it would have been better to start preparing for a financial disaster like this before it actually happened, there are still plenty of measures you can take right now to protect your financial future. Here are five money moves you can make right now to shore up your finances and ride out the coronavirus storm.
It’s My Money
5 Dos and Don’ts During COVID19 Pandemic
During this time we are all trying to cope with this COVID19 pandemic and the new norms. Some of us have never gone through anything like this before so we are learning as we go along. Here are my top DO’s and DON’T’s during this time.
Making Extra Money
CHHAVI & AMIT
Mrs. Daaku Studio100+ Work At Home Jobs Hiring RIGHT NOW100 jobs that are hiring for 100% remote jobs – full time, freelance and independent contractors. I also plan to update the list each week with new leads
Well Kept WalletI Need Money Now: 21 Legit Ways to Get Money TodayOne thing I know people are trying to figure out is how to get money fast. Whether it is to stock up on TP or if they got laid off from their job.
This post is the best ways to make money quickly!
Work From Home Jobs and Side-Hustles
Whether you’ve lost your job or are simply stuck at home, working from home is a great way to make additional income during this tough time.
Make Time Online
25+ Ways To Make $1,000+ Per Month!
This HUGE list outlines 25 legit ways people make an extra $1,000 a month from real previous guests on the podcast. It includes difficulty ratings, earning potential and passive income potential rankings.
Stuck At Home?
MotherofMarketing.coCoronabreak School Schedule (FREE Google Doc)As a mom to many, I am hit hard by the closures of schools. Both my students need to have a rigorous schedule, and most importantly my autistic 1st grader. Knowing that, I set to it to create a multi-page schedule for everyone who is in need to a schedule done for them along with education, lesson plan, and worksheet access.
This worksheet takes the leg work out of creating a school schedule for you while also allowing you to customize the lessons taught according to where your student is at.
KELAN & BRITTANY KLINE
The Savvy Couple
50+ Best Kids Activities and Educational Websites You Will Need Due to School Closings
Kids activities and free learning resources.
1 thought on “COVID-19 Financial Resources: Relief To Those Impacted”
my name is anna ramirez i have so much to say cant possibly cover all the details with email.ill try to do my best. on jan.6th my family and i were wrongfully\no cause\ thrown out of our home . no eviction no court oder to move infact i won my unlawful detainer judge told landlord he must fix or evict i was granted premisses 55 acers. in sept.of 2019 jan.6th, he used health dept. code enforcement and deputies to come to my door pound and yell out , its the sheriff deputie come out of your home its been red tagged. we were never given any time period moreless relocation fees, we were not allowed to take anything of our belongings. i now have idenity theft over 4000 in dept due to displacement , county has denied my family and me all resourses motel vouchers covid 19 help they gave my daughter a few weeks in motel because she has 2 young boys 6\9 but that didnt last long . we have been through so much its unbelivable!!!! our home is 25 miles away from closest motel i was never given any motel im 55 and disabled. my daughter would drive everyday to school to drop off boys go back to motel then go back to get kids then go back to motel ,we had no way of cooking no food vouchers we had just gone and bought our monthly food and cleaning stuff and everything stayed 350.00 of food and 230.00 of monthly hygine and cleaning stuff . after we left my landlord had 4 people in my house they slept on our beds ate our food and deputies said my landlord could do what ever he wanted. landlord put a lock on our door turned off my pg&e and deputies did nothing . my landlord is doing so much fraud with irs social security he doesnt report nothing like he should and now a member of the farmers assosiation got in to help him and thats where the favors come in with the deputies this farmers makes hudge dotations and favors are done .we have had deputies denie my right to file a police report more than once they have kicked our door down and pulled a gun on my daughter when she was getting clothes for her boys they have yelled at me numerouse times treatened to put me in jail when i make a call for treats of being burned in my home or to be shot in the back on my walks they lied to me and said i never had a protective order againts my landlord they killed my farm animals and said my landlord could do what he wanted.da refused to help united way refused red cross refused new direction refused human services refused salvation army refused veterans office refused legal aid refused healthy house refused . part of my rent was room and board i spent sso much money on yard its 55 acers i kept up and i applied for bennifts i was told that it was deductable and i have not recieved my 600 covid 19 payments i have recieved 167,00 a week for 4 weeks but then it stopped i dont know if my landlord is why it stopped or if its one of his kids that works for cps or welfare that is getting into our records and entintionally doing things i say that because my daughter got her welfare lowered by 350 and food stamps by 500 or the other way around but my point is they had no reason to give her on why they done it only that the system was reading that so that must be what it is they said. so much has happened to my family and to think that merced county is ok with my landlord telling us to boil water or ill evict you!!! thats why we went to court we were not going to boil water so we bought a water heater he got mad took us to court he lost and retaliated with the help of merced county and farmers assosiation , why did merced rape my family